The Facts about Martial Arts, for Kids has been published by Browzer Books in pdf format for your immediate download and reading pleasure.  Written by Paul Jerard it contains five chapters that introduce you to all the pros and cons you should consider before letting your child storm into training somewhere. 

Please, RIGHT CLICK HERE to download The Facts about Martial Arts, for Kids

The Insurance Roundup Depot is your best source of inforation and articles in the fields of personal and small business insurance.  

Insurance For
The Little Folks

We Give You
Direct Contact With Your
Health Insurance Providers

Please tell your friends about our free service.
Use Our Easy Bookmarker

Just click your cursor on the first letter of
the health insurance company name you are looking for:  
A  B C D E F G H I J K L M N O P 
Q R S T U V W X Y Z
 

-- Important Note: 
For your convenience I have listed all the companies 
with AMERICAN in their name on this ONE page. 

DragDown
The High Cost of Insurance

Let us help you catch all the insurance protection you need for the money you are spending. Compare what you have to pay now with the family-friendly values we find. See if the savings don't average 46% better than what you expect on ALL Your Insurance Needs:

 Find the Best Health Insurance Companies
starting with the letter "A"

A.  

Academy Life Insurance Company 

Admar Group, Inc., The  

Aegon Companies  

.Activa Health Group 

 Activa Health Insurance Plan  

Advanced Insurance Group of America  Nationally available group health insurance and medical employee benefit plans including Managed Care, PPO, Point of Service, and Indemnity.

Americans spent $5,267 per person for health care in 2002. That's 53 percent more than any other country in the world.  WHY aren't we the healthiest people on earth?

Some calculations show more than 300,000 patients annually pick up infections simply by being in the germ-ridden hospital environment. 
Are YOU covered?

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INSTANT Health Insurance Quotes

According to a study by the Center For Immigration Studies,
illegal aliens increased the annual Federal cost of health care
in the United States by $2.5 BILLION!  Comparable costs
are experienced every year by State, County and City governments. 
This is ONLY their cost to the health care industry.  Similar impacts
to other government services (not to mention our prisons) are a fact of life.

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Group Health?

AETNA  our toll free number is: 1 800 USAETNA (872-3862) for the U.S. and Canada regions only, and 1 860-273-0123 for all other areas.  AETNA is one of the nation's leading providers of health care, dental, pharmacy, group life, disability and long-term care products, serving more than 13.0 million medical members, 11.3 million dental members and 11.7 million group insurance customers, as of June 30, 2003. The company has expansive nationwide networks of more than 579,000 health care services providers, including nearly 349,000 primary care and specialist physicians and 3,589 hospitals.

Aetna Health (Canada)  

Aetna/US Healthcare   

Affiliated Healthcare, Inc.  

Affinity Health Plan  

AF&L Insurance Company  

AFLAC -- American Family Life  has 42,000 licensed sales associates, issuing over 40,000,000 people, worldwide.  Providing help for all the uncovered and incidental expenses created by treatment and potential changes in standard of living.

Aid Association for Lutherans  The fraternal benefit society of Lutherans joined together for insurance, investment, educational and volunteer opportunities.

Alameda Alliance for Health  

John Alden Health

 Lung Cancer and how to deal with it.

  Alliance Assurance (Canada)  

Allied Network PPO

Dental Insurance

Employers generally are facing health cost hikes of 10% to 18% this year, though some have jumped 40%, said Tim Borchert, a health care consultant for Hewitt Associates, in Lincolnshire, Ill.

Alternative Health Benefit Services  A progressive health plan that  integrates complementary and alternative therapies with conventional major medical coverage. Subscribers can select any doctor of their choice.

Alternative Health Insurance  

Note:  For Your Convenience I have listed all the companies
with the word "AMERICAN" in their name on ONE page. 

Another Slant

People look at health insurance and dental insurance rather strangely. “I need dental insurance because some of my fillings are cracked and I don’t have the money to see a dentist.” and “I keep feeling this strange conviction that there is something bad going wrong with my health. I guess I’d better get some health insurance.”

They expect to get back every penny they put in, and them be insured for the big stuff too. Is it therefore any wonder that it takes longer to fill out the applications? On top of that the coverage terms in the contract are becoming as cleverly written as a  contest advertisement.

***

It isn't enough to have a sweet smile and a nice bedside manner, your doctor should be competent too.

Competent observers say that doctors and nurses that don't know they are being watched seldom wash their hands between patients. 

If they aren't even doing that much, what else aren't they doing? 

HOWEVER, As an observant patient, I have decided the probable cause behind picking up infections in the hospital is THE PATIENTS are not doing their part.  Bedfast patients are especially vulnerable to giving in to not washing their hands after using the urinal.   Most of them I watched do not wash their hands before eating. A lot of this is because the supplies needed for personal hygiene are not provided.  Cleanliness is just flat inconvenient in these circumstances.   But, ASK and thou shalt receive!

 America's Health Choice Medical Plans, Inc.

AmeriChoice Health Services, Inc.

Amerigroup is a provider of healthcare coverage exclusively to low-income families. It operates in the District of Columbia, Illinois, Maryland, New Jersey and Texas, but it also serves Medicaid and CHIP recipients nationally.

AmeriHealth  

Anthem Health 

Anthem, Inc. provides health and group life insurance, managed health care, pharmacy benefit management and government health program administration. 

AON Corporation Group 

Arbella Insurance is for Connecticut, Massachusetts, New Hampshire, Rhode Island and Vermont.

Arkansas BlueCross Blue Shield    

Arnett Health Plans, Inc.

AscentAssurance  

Assurant  

Assurant Health  

Assurant Employee Benefits 

Assured Health Insurance  

Atlantis Health Plan  

AultCare 

AUSA Life Insurance Company 

Avesis 

AvMed Health Plan  

Avon Long Term Care Leaders, LLC 

How badly do you need health insurance?

According to new research from the Employee Benefit Research Institute, many Americans at or near retirement age would require more than $1 million to pre-fund medical costs over their remaining life.

Improve your health.  Read The Sure Guide to Lasting Weight Loss.  

Not only do different insurance policies cover different procedures in different ways with different amounts of coverage, there are also those exculpatory clauses designed to protect the insurance company from excessive zeal.  So!  What can you do when your  health insurance claim is denied

***

Wouldn't you love to feel super healthy? Some people fight their battles with guns and tanks, others use spoons and kitchen utensils.

The Ultimate health Library is your best shot if you want your body to be bursting with vitality -- with every cell fed with nutrient-rich food.

***

Alert:  If you know anyone double billing their insurance company, better let them know that it is time to stop.  Programmers are cracking down hard on that group next.  Millions and millions of dollars were paid out last year on double billing from pharmacists who were then caught by the new insurance auditing programs.  Then this year those programmers are being turned loose on doctors and patients who are double billing the insurance company.  

Those two programs remain in effect with the originating company, and are being sold to other companies with similar problems,  Now programs are being written and tested to spot people who go to more than one doctor for the same problem to get up to five prescriptions for the same medicine.  And, a word to the wise, these programs are reaching back, back five or more years!  

Click HERE to save money on all your medical needs without buying insurance.

The state of Florida issues a comprehensive study of every type of health insurance policy you might consider, and it is free.  Right Click HERE.

We also have direct links to LIFE insurance companies,, 
AUTO
, HOME, LONG TERM CARE, PROPERTY
Thriving Mutual Companies
Miscellaneous Coverage for 
the strange and hard to find coverage, and we also have a 
directory of companies you can't find at all. Then, check 
out our FREE Health Builders section to reclaim (and keep) 
your body and mind in peak shape!   
Click HERE to live longer, happier, and healthier

Nick Nilsson is Vice-President of the online personal training company BetterU, Inc. He has a degree in Physical Education and Psychology and has been inventing new training techniques for more than 16 years. Nick is the author of a number of bodybuilding eBooks including "Metabolic Surge - Rapid Fat Loss," "The Best Exercises You've Never Heard Of," "Gluteus to the Maximus - Build a Bigger Butt NOW!" and "The Best Abdominal Exercises You've Never Heard Of".  Click HERE for more strength training information

You love your children and work hard to help them grow up strong and healthy. But like many parents, you haven't been able to give them health insurance. 

LOW-COST OR FREE HEALTH INSURANCE FOR KIDS IS HERE

Now, many families who work hard to make ends meet can get low-cost or free health insurance for their children through 18 years of age.  Call 1 877 KIDS NOW, or Click HERE for more information.

Your first choice for children's insurance information, with links to most all states.

If you are looking for Better Health Insurance Values, Compare what you have to pay now with what we find.  See if the savings don't average 46% better than what you expect.

Michild, of Michigan

Kids Connection is a Nebraska children’s health insurance program. Its purpose is to provide health care to low-income uninsured children all across the state.

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Are Your Kids Safe
from
Socially Acceptable
Drugs?

by Lin Stone

 

A 1999 study of American high school seniors came to some definitely alarming statistics.  In answer to the questions, "Have you ever --?" these percentages of responses were received.

Have your ever? LDS Boys Non LDS boys LDS girls Non LDS girls
Smoked? 24% 64% 18% 60%
been drunk? 17% 63% 12% 59%
done marijuana 12% 39% 7% 31%
had sexual relations? 10% 77% 17% 66%

While the Latter-day Saint parents are alarmed at how high their own youth rate of incidence has climbed for these behaviors, the rest of the parents in the United States can look at some of the things the Saints are doing right for ideas on how to protect their own children.

These are my personal observations
and are not official doctrine from
The Church of Jesus Christ of Latter-day Saints

  1. Make sure your children are making friends with other kids who have high moral standards.  It doesn't matter so much what religion or lack of religion those friends have allegiance to; it definitely matters how high their standards are.

  2. Take time to share good spiritual relations with your children.   Read Scriptures together, pray together, go to Church with them, invite your minister or religious leader over to visit with you and your children.

  3. Be a good example of what you want your children to be like.

  4. In your home, show love for and respect to your spouse.

  5. Express your love for your children frequently.

  6. Hold Scripture study games with your family on a weekly basis.   Read books recommended by your minister with your children.  If your Church offers youth programs or magazines for your children, study these with your children.

  7. Help your kids practice for their sports activities or with homework assignments.

  8. Show your support for your children by attending their school functions and Church activities, their games.

  9. Develop family traditions, especially for religious holidays.

  10. Working with your children's input, develop rules and enforce them with set consequences.  Punishing them for something they "should have known," is not a good way to play.

  11.  Rebuke gently, praise often, and forgive generously.

  12.   Watch for changes in the personalities of your children.  If your child usually comes home and tells you all the fun they had, then suddenly stops, chances are something has happened.  Look for subtle changes too, bitterness toward other family members, self-isolation, staying in their room longer than usual, starting a new habit, like chewing gum, avoiding eye contact -- the key word here is change.  When their habits change, their personalities soon will follow suit. 

  13.   Last piece of advice, Don't monitor your children's behavior, SHARE their lives.

For even more ideas, check out the LDS resources page.

Get Your ANGRIES Out -- And Those Mads, Bads and Grumpies too -- is a wonderful web site to find ways of dealing with emotional eruptions in your home.  Everyone gets the angries occasionally, and sometimes they make us say and do things that we don't really mean. This award-winning site can help us to learn how to release those mads in safe ways, so that no one gets hurt and we still feel better.

http://www.gentleparents.com/ is another site suggested by the editor.

*

No information contained on this site should be used as a substitute for the advice of an appropriately qualified and licensed professional in that particular field. 

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