"A hope and a prayer appears to be what many Americans are counting on as they ponder their need for long term care," said Chuck Kavitsky, president, Allianz Life. "It's clear that although people fear the possibility of needing this type of care and the costs associated with it, they are overwhelmed and would prefer to look the other way and ignore the financial devastation they or their family could face as they age and need the care." 

Avon Long Term Care Leaders, LLC  

Elder Care, an information provider on long term care.  Here you will find many excellent articles.  "ElderCare Advocates, Inc., is a Private Geriatric Care Management company of professionals with special interest and expertise in long-term planning for the elderly and their caregivers. We help elders achieve their own desired goals."

GE Financial.  

John Hancock: 

When you go searching for long term care insurance on the web what you find most of is a thin veneer of information and the opportunity to request a quote. Mr. Long-Term Care  Provides long term care news and information. Includes resources for Parkinson's, Alzheimer's, heart disease, and other long term illnesses.

Knights of Columbus:  

Mutual of Omaha:  

New York Life:  Long-Term Care Insurance is still a relatively new type of insurance product and many people do not understand what long-term care insurance policies cover, how and when the policies pay benefits and who needs to obtain coverage. The content in this section of the site is here to address some of the key topics and questions related to long-term care insurance and help people who are considering purchasing a policy make the right choice.

Long Term Care Insurance is something very new.  The first group long-term care insurance contract was written in 1987.  In retrospect one wonders what took the insurance industry so long to provide such a valuable service.  

Long Term Care does not pay medical bills for you.  It is a variety of services provided when you can't take care of yourself without the assistance of others.   This situation may evolve from an injury, chronic illness, advanced age or cognitive impairment. 

Alzheimer's, stroke, Parkinson's, the normal frailty that comes with aging... these conditions are all too common and must be considered in your insurance needs.  I took care of my mother in her declining years.  It was not easy.  It was not convenient.  Everything she needed had to come through me.  Every morning it was the same routine, "Who are you?  Where's Papa?  Who did you say you were?" To deal with that your family will need all the spiritual and financial assistance you can provide.  Here on this page you will find the best long term care insurance provider web sites that I can find for you to investigate.

Each State has programs to assist you with long term needs.  As usual, Texas leads the pack.